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Medicare Prescription Payment Plan (M3P)

The Medicare Prescription Payment Plan (M3P) is a payment option that works with your current drug coverage to help you manage your out-of-pocket costs for drugs covered by your Part D plan by spreading them across the calendar year (January-December). Anyone with a Medicare drug plan or Medicare health plan with drug coverage (like a Medicare Advantage Plan with drug coverage) can use this payment option. If you would like additional information, please visit pphealthplan.hlthcard.com.

To opt into the M3P plan, you can contact Member Services at 800-405-9681 to start participating in the Medicare Prescription Payment Plan anytime during the calendar year. Your plan will automatically renew your participation in this payment option every year, unless you change plans or contact your plan to opt out. You may also visit pphealthplan.hlthcard.com and click the ENROLL NOW button.

To opt out of the M3P plan, you can choose to pay off your remaining balance in one lump sum or continue to pay the monthly amounts. However, after opting out, you will go back to paying new prescription drug costs at the pharmacy. To opt out of the M3P plan, contact Member Services at 800-405-9681 or visit pphealthplan.hlthcard.com.

Page Last Updated: 11/20/2025